Does your insurer cover expenses against the Coronavirus?
Do we know that we are currently experiencing a health problem around the world due to the so-called Coronavirus, but are you well informed about everything that the disease entails? Do you know if your insurance covers you for this problem?
In Ahorra Seguros we will explain a little about this disease that is causing panic worldwide, this way you will be well informed and you will not generate psychosis before a problem that can be controlled and prevent its spread.
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First, you have to understand what Coronavirus and Covid-19 are, since they are terms that people are easily confused and that although they do have to do, they are not the same.
several of these viruses are known to cause respiratory infections that can range from the common cold to more serious illnesses; the most recently discovered coronavirus causes Covid-19 disease.
Covid-19 is the new virus that was unknown before the outbreak in Wuhan, China, in December 2019.
Learn more about the Covid-19
The most common symptoms of Covid-19 are fever, pain, and cough. Some patients may present with pain, nasal congestion, sore throat, or diarrhea, these symptoms are usually mild and appear gradually. Some people become infected but do not develop any symptoms and are not ill, but people with fever, cough, and shortness of breath should seek immediate medical attention.
A person can contract the disease by contact with another who is infected with the virus, it can spread from person to person through fluids from the nose or mouth that are released when an infected person coughs or exhales. If fluids fall on objects and surfaces around the infected, other people can get Coronavirus if they touch these objects or surfaces and then touch their eyes, nose or mouth, in addition to inhaling the fluids that a person has spread with the virus when coughing or exhaling, so it is important to stay more than 1 meter away from a person who is sick.
Due to misinformation, millions of people have panicked and begin to take totally unnecessary measures, so staying well informed is essential these days to avoid psychosis and thus be able to correctly treat the disease and its spread.
The study by the Chinese Centre for Disease Control and Prevention reported that only 4.7 percent of cases of the virus were reported as critical and the population most at risk is the elderly, as well as those with a vulnerable health condition... Furthermore, the World Health Organization (WHO) notes that the death rate from this virus is 0.7 percent outside of Wuhan.
In Mexico, the undersecretary of Prevention and Health Promotion, Hugo López - Gatell RamÃrez reported that the epidemic can last for at least 12 weeks in the country, duration in China, for which reason it was called to remain calm and continue prevention measures, in addition to avoiding the spread of rumors.
Does my insurance cover me for the Coronavirus?
Faced with this problem, Mexicans have been wondering if expenses are covered through their medical insurance, which is why the Mexican Association of Insurance Institutions (AMIS) has reported on the subject.
AMIS assured that more than 90 percent of the insurance premiums in the Mexican Republic is covered by Coronavirus, even in a pandemic situation.
Insurance companies such as Metlife, GNP, Axa, Seguros BX +, Seguros Monterrey, Banorte, Atlas and Inbursa, do cover this disease in its entirety.
For its part, MetLife revealed that treatments, medications, and the daily rent of a hospital room of up to 90 days will be covered to guarantee an adequate stay for the affected patient.
As for Banorte, it was stated that Covid-19 is one of the problems that will be covered by the insurance company as long as enough money is covered for the insurance policy.
Some of the insurers that will not cover expenses for the virus are Allianz and Bupa, so the option could be to change the insurer and look for one that offers protection against these cases.
When hiring your Insurance, it is advisable to consult each section of your policy, this way you will know about what cases you are covered and what the exclusions are, and if it is not what you are looking for you could continue the search in some other insurer.
How does your insurance work in case you get Covid-19?
To start, you should know that your insurance is valid after the first 30 days since you were hired, as well as not having a certified drug to combat this disease, it is important to know that no insurance covers experimental or non-approved drugs by the Administration Food and Drug Administration of the United States or Cofepris in Mexico.
He considers that medical care in private hospitals can have costs of up to 50 thousand pesos per night in case of intensive care, so it is advisable to have medical expenses insurance that can cover the treatment.
In extreme cases, an intensive care patient who requires hospitalization for at least 15 days, would pay around 400 thousand pesos of expenses, perhaps more, depending on the hospital.
For basic major medical insurance, you would pay around 12 thousand pesos a year, with a high deductible, so as you can see, you would be saving thousands of pesos if you had to use it.
Through Fifa-football365.blogspot.com you will be able to look for medical expenses insurance with any of the insurers that cover Coronavirus, in this way you will not have to leave your home or anywhere you are to be able to find a protection plan that adapts totally to what you are looking for and your budget.
Why purchase Medical Expense Insurance?
A Medical Expense Insurance will protect you against any unforeseen situation, in case your health is affected since it will support you financially depending on the plan you hire.
We are all exposed to an accident, and despite being enrolled in a public health institution, it is never enough, so this type of insurance can save your life on many occasions and you will save thousands of pesos.
According to the Financial Inclusion Survey conducted in 2015, more than 70 percent of Mexicans do not have any type of insurance, the majority because they consider them very expensive. However, Health Insurance will always be a way to take care of your finances in the face of some unforeseen situation, such as an illness such as Coronavirus.
With Medical Expenses Insurance you can be covered in situations such as:
• Hospitalization expenses such as a stretcher, nurses, food, anesthesia, intensive care, or medication.
• Medical attention when you need it.
• Physical rehabilitation or physical therapy.
• Maternity, complications during and after pregnancy.
• Medical tests in prestigious laboratories to be able to diagnose medical problems.
• Reconstructive surgeries due to an accident or medical problems.
• Access to a certain network of hospitals, as well as specialized doctors.
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In Fifa-football365.blogspot.com you will be able to find a Medical Insurance that adapts to your needs and budget with some of the best insurers in Mexico, so when you hire it you will be protected against Covid-19 or any other illness that may arise and is risky.
Measures to protect and prevent the spread of Covid-19Around the world there are already thousands of cases of Coronavirus, in addition to disinformation, unnecessary measures are being taken, or the necessary measures are not being taken to prevent the virus from spreading.
There are already some measures that the WHO has given to control this disease, such as:
• Wash your hands carefully and use disinfectants frequently.
• Maintain a minimum distance of 1 meter between you and someone who coughs or sneezes.
• Less touch your eyes, hair, nose, and specially mouth.
• Maintain good airway hygiene, that is, cover your mouth and nose with your elbow bent or with a tissue when you cough or sneeze.
• Stay home if you are not feeling well, in addition to seeking medical attention.
• Stay informed about Coronavirus updates.
• Check the news frequently.
• Do not use antibiotics as a means of preventing or treating the virus.
It should be noted that the WHO has announced that the use of mouth covers is only necessary for health workers, caregivers, and people with respiratory symptoms, so by taking the aforementioned measures you can avoid the use of masks and not waste these materials.
Find Coronavirus Insurance through Save Insurance!
From Fifa-football365.blogspot.com you can find an Insurance that can cover the expenses for diseases such as Coronavirus with some of the best insurers in the Mexican Republic, you just have to enter our portal and you will see the dozens of options you have.
From a single site, you can find all the necessary information, as well as free of charge, since you only need a device with an internet connection to be able to enter the website of Fifa-football365.blogspot.com.
Before making your contract it is necessary that you think about your needs and budget, in this way you will facilitate your search, and in just a few minutes you can find a perfect protection plan for you.
From our portal you can compare coverage, insurers, costs, and more, all very simply, quickly and reliably.
We offer you security and privacy with your data since you must fill out a form to know what kind of product you need and show you the best options we have in terms of Medical Insurance.
At Fifa-football365.blogspot.com we work hand in hand with the best insurers in the Mexican Republic, so you will find products with the highest quality and first-class service.
We will show you the best Covid-19 Insurance on our portal, and you could even receive promotions and discounts if you contract directly with us, so as you can see we offer you multiple advantages in addition to hiring a protection plan for you and your family.
Do not remain without protection and contract your Insurance against this virus or any other disease, you will find thousands of options through the different insurers in the Mexican Republic.
Compare, quote, and contract your Covid-19 Insurance from Save Insurance, all free, fast, effective, and simple!
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