Car insurance at a glance
Choose the type of car insurance that best suits your car. Many of you choose an "All Risks" formula. However, if a car is older than 10 years, the guarantees offered by this formula may become inappropriate.On the other hand, and regardless of the age of your car, in your car insurance contract you always take out personal driver insurance.
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Use a car insurance compactor to compare the tariffs and guarantees of the various offers from our partners.
What are the different types of car insurance?
In summary, there are 3 levels of car insurance:
The minimum guarantee, which is also guaranteed for the third party, is covered by the compulsory insurance - the statutory minimum. Without this guarantee, your car is not allowed to drive. This warranty covers damage to a third party for whom you are responsible. Most insurers have minimal support in this contract.As the name suggests, comprehensive auto insurance is comprehensive. It compensates for any damage done to your car, whether you are responsible or not, regardless of the cause of the damage.
Our advice on car insurance
Pay attention to the driver's guarantee, which is included in your contract. This option is considered essential. It is this guarantee that compensates the driver in the event of a claim for which he is responsible or without an identified third party.Also, if the driver's guarantee must always be included in your contract, we advise you to take extended coverage for old vehicles with the ARGUS. If your car is no longer listed on the ARGUS, the amount your insurance company will give you in the event of your car being destroyed - after deducting the deductible - will be very small and will not offset the amount of the premium you pay to be in all risks.
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